Start Earning
Paybiz Merchant Program

Earn Up to ₦500K/Month Selling Payment Services

Launch your own VTU business in minutes. Sell airtime, data, electricity, and TV subscriptions at your own prices. Set your margins, build your customer base, and watch your income grow.

Start Earning See Earnings Potential
This Month's Earnings Pro Merchant
₦487,500
From 1,950 transactions
₦250
Avg. Margin
65
Daily Sales
98%
Success Rate
+₦15,000 New sale!
Referral Bonus +₦25,000 earned
Secure Platform
Instant Delivery
5,000+ Merchants
24/7 Support
What You Can Sell

Multiple Revenue Streams

Offer a wide range of digital services to your customers and earn on every transaction

📱

Airtime

Sell airtime for all major networks - MTN, Airtel, Glo, and 9mobile at competitive rates.

Up to 4% margin
📶

Data Bundles

Offer data plans from all networks with instant activation and great profit margins.

Up to 10% margin
💡

Electricity

Sell prepaid and postpaid electricity tokens for all distribution companies in Nigeria.

Fixed fee per sale
📺

TV Subscriptions

Renew DStv, GOtv, and Startimes subscriptions for your customers instantly.

Up to 3% margin
🎮

Betting Wallets

Fund betting accounts for Bet9ja, Sportybet, 1xBet, and more popular platforms.

Up to 5% margin
📚

Education Pins

Sell WAEC, NECO, NABTEB, and JAMB result checker & registration PINs.

Fixed margin
Your Earning Potential

Build Real Income From Day One

Your earnings depend on your effort. Set competitive prices, build your customer base, and scale your business. Many merchants earn ₦200,000 - ₦500,000 monthly.

  • Set your own prices - Add your markup on every service and keep 100% of the profit
  • Your own storefront - Get a branded store URL (yourname.paybiz.ng) to share with customers
  • No limits - Process unlimited transactions with no caps on your earnings
  • Instant withdrawals - Transfer earnings to your bank account anytime
Start Earning Now

Potential Monthly Earnings

₦487,500
with 65 daily transactions
Breakdown
Airtime Sales (30/day) ₦135,000
Data Sales (25/day) ₦262,500
Bills & Others (10/day) ₦90,000
Total Monthly ₦487,500
Simple Pricing

Choose Your Plan

One-time upgrade fee. No monthly charges. Keep 100% of your profits.

Starter
₦49,999 one-time

Perfect for beginners looking to start their VTU business journey.

  • Your own storefront URL
  • Set custom prices & margins
  • Unlimited transactions
  • Basic analytics dashboard
  • 25% referral commission (L1)
Get Started
Pro
₦149,999 one-time

For serious entrepreneurs who want maximum earning potential.

  • Everything in Starter
  • Custom domain support
  • Advanced analytics & reports
  • Priority support
  • 50% referral commission (L1)
  • API access (coming soon)
Get Pro
Bonus Income

Earn More By Referring Other Merchants

Already making money from sales? Boost your income by referring others to become merchants. Earn up to 50% commission on their upgrade fees - and 10% from their referrals too!

Starter Merchants
25%
L1 direct referrals
Pro Merchants
50%
L1 direct referrals
👤
👥
+₦75,000

Your referral upgrades to Pro (₦150,000)

👥
👥
+₦15,000

Their referral upgrades (L2 bonus)

Success Stories

What Our Merchants Say

Join thousands of successful Paybiz merchants across Nigeria

★★★★★

"I started with Paybiz 6 months ago and now I'm making over ₦300K monthly just from data and airtime sales. The platform is easy to use and payments are instant."

AO
Adebayo O.
Pro Merchant, Lagos
★★★★★

"The referral program is amazing! I've referred 12 merchants and earn passive income from their upgrade fees. It's like having a second business."

FI
Fatima I.
Pro Merchant, Kano
★★★★★

"As a student, this has been a great source of income. I sell to my coursemates and neighbors. The storefront makes it professional and easy."

CE
Chidi E.
Starter Merchant, Enugu

Ready to Start Your VTU Business?

Join thousands of merchants earning real income with Paybiz. One-time setup, no monthly fees, unlimited earning potential.

Create Your Account